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Tips for Speaking to an Insurance Adjustor to Protect Your Injury Claim

Tips for Speaking to an Insurance Adjustor to Protect Your Injury Claim

Tips for Speaking to an Insurance Adjustor to Protect Your Injury ClaimWithin hours after an injury accident, such as a car accident, motorcycle accident, semi truck accident or other injury accident, an insurance adjuster or other representative of the other party involved will call. What you say during this call could greatly hurt your personal injury claim. The following are some tips for speaking to an insurance adjustor to protect your injury claim.

Stay Polite and Calm

You may be angry and upset about the accident and your injuries. However, it is important that you remain polite and calm while on the phone with an insurance adjuster or other representatives of the other party. Taking out your anger on the insurance adjuster won’t help you get a fair injury settlement. It is always best to keep your cool and stay professional.

Gather the Identity of Who You Speak With

Before you discuss anything, get the name, address, and phone number of the person you are speaking with. You will also need to get the name of the insurance company he or she is with, and the name of the person the company represents (the “insured”).

Only Give Limited Personal Information

The insurance adjuster should only need your full name, address, and phone number. You could tell them where you work and what type of work you do. However, you need not explain or discuss anything further about your work, your schedule, or your income.

Do Not Share Details of the Accident

An insurance adjuster or other representatives may ask you to “give a statement” about how the accident happened. Or they may subtly try to get you to tell them about the accident while engaging with you in conversation. It is important to politely refuse to discuss any specific details about the accident. Most basic facts such as where, when, the type of accident, the vehicles involved if it was a motor vehicle accident, and the identity of any witnesses. Simply state that the investigation is ongoing and that you will discuss further details at a later time. But don’t worry. Once you hire Parke Gordon Law Firm, we will handle all conversations with the insurance company, so you don’t have to worry about it any further. Your hired experienced lawyer will later be sending a personal injury demand letter which will describe the accident in detail.

Avoid Describing Details of Your Injuries

In addition to wanting information about the accident, the insurance adjuster will likely want to know details of your injuries. Now is not the time to get a detailed description of your injuries. If they continue to press, simply say you are “still treating.” The reason you don’t want to give any other information at this time is you might leave something out or discover additional injuries later. Another reason is your injuries may turn out to be worse than originally thought.

Refuse to Give a Recorded Statement

Many insurance adjustors will immediately push you to give a tape-recorded or written statement. Or they may ask if they can record your phone conversation claiming it will protect you later. DO NOT AGREE to have any conversation recorded. You have no legal obligation to be recorded. It is against the law for an adjuster to record you without your permission.

The reason you want to refuse is that most people will forget important details or describe things incompletely when being recorded. A verbal statement is never as precise as written correspondence that you will be sending later. Recordings are also used as evidence against you so the insurance company can make a lower settlement offer.

Decline an adjuster’s request politely but firmly. Tell him or her that you are not comfortable with being recorded but will be happy to provide a written statement when your information is complete.

Resist the Urge to Accept a Settlement

An insurance adjuster will sometimes offer a settlement during the first or second phone call. A quick settlement usually saves the insurance company time, money, and work. Most importantly, this small settlement amount is usually not what your injuries and damages are worth. Don’t take the bait. Though the money may be tempting, and it may seem like an easy way to get the settlement process done, but it will almost certainly cost you money, even many quite a bit.

Set Conversation Limits

During the first conversation with an insurance adjuster, make it clear that you will not be discussing much without an attorney. Make it clear that you do not want further phone contact and that they can contact your attorney to discuss further matters. Letting them know this upfront will hopefully limit any further attempts to get more detailed information from you or any further quick settlement offers.

Take Notes

Once you’ve ended the conversation with the insurance adjuster, write down all the information you received as well as any information you gave including any requests.

Contact Parke Gordon Law Firm in Spokane Immediately

The Spokane personal injury attorneys at Parke Gordon Law Firm handle personal injury claims for clients in Spokane, Washington, Coeur d’Alene, Idaho, and other surrounding areas. Spokane personal injury attorney Mat Parke concentrates his practice on accident and injury cases, including car accidentssemi truck accidentswrongful death casesdog bite injuriesmotorcycle accidents and more. Parke Gordon Law Firm has years of experience holding insurance companies responsible for damages caused by their customers and obtaining impressive settlements for our law firm’s clients. Attorney Mat Parke is a Harvard law grad with the experience and trust needed to represent his clients and receive a fair settlement. We believe every client deserves fair representation against big insurance companies with deep pockets. Take a moment to read some of our recent client reviews to see the dedication of the personal injury attorneys at Parke Gordon Law Firm.

Call now to speak to a Spokane personal injury lawyer. We’re here to help take the stress out of your claim. Let us fight the insurance company for you. Call a personal injury attorney or lawyer at Parke Gordon Law Firm for a free consultation. We can usually tell you over the phone if you have a good case.

Let us help you deal with the insurance companies, medical bills, lost wages, and property damages. Our attorneys are trusted and experienced personal injury lawyers in Spokane. Let the law office of Parke Gordon Law Firm help you get back on your feet.

Spokane, Washington Law Office

Our Spokane, Washington law firm services clients in and surrounding Spokane, including for injuries and accidents in Spokane Valley and injuries and accidents in Coeur d’Alene, Idaho. Visit or call our Spokane law firm today. Parke Gordon LLC 421 W Riverside, Suite 256 Spokane, WA 99201 Phone:(509) 482-7274

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Why Medical Records Are Key to Your Injury Claim

Why Medical Records Are Key to Your Injury Claim

Why Medical Records Are Key to Your Injury ClaimAfter an accident, medical records are key to your injury case. There are a number of steps a car crash victim should take to maximize their settlement value. One of the most important steps is to establish a solid trail of medical evidence to support your injury claim. In an injury case, your medical records serve as evidence that is often used to support your claim and increase your settlement value. While you may be worried about your privacy, your medical records are really the foundation to build a strong injury case and maximize your settlement.

Using Medical Records as Evidence

During an injury case, medical records will be generated by doctors and other medical providers with details of the medical treatment you have received as a result of injury from an accident. For instance, when you visit the emergency room, medical evidence will be collected for your case. Likewise, during our first visit with your primary care physician, your doctor will be able to determine exactly what injuries or other medical injuries you have experienced as a result of the accident as well as what caused the injuries. This initial diagnosis of injuries is key to building your case. It is important that the medical diagnosis is done as soon as possible following an accident. Failing to seek immediate medical treatment offers the insurance company a chance to argue that you received your injuries at a later date and not during the accident.

Medical Records Tell the Story of Your Injuries

The severity of your injuries is often told by how much follow-up treatment is required or if you need to see a specialist such as a neurologist or an orthopedist. The severity of your injuries, necessary treatment plans, and recovery progress all tell your story and serve as medical evidence for your case.

Once you have finished your medical treatment, your combined medical records and other medical documentation from all providers involved should provide a clear picture of your medical history and greatly help the outcome of your claim.

How Medical Reports Influence Your Injury Case

Your medical records can serve as leverage against the insurance company you are negotiating with. The more complete the records, the more leverage you have against an unfair settlement. Typically, insurance companies are comfortable letting weaker cases proceed to trial as a jury will be less likely to award a fair verdict without strong medical evidence.

Insurance companies are motivated to settle injury claims fairly when the plaintiff has a strong case with strong evidence to support the claim. Insurers will fight harder when they believe the claimant has a strong case to bring to trial. An insurance company will feel more pressure to offer a fair settlement when strong medical evidence is present.

Call Parke Gordon Law Firm Now for a Free Consultation

The Spokane attorneys of Parke Gordon Law Firm are happy to discuss and review your case with you during a free consultation over the phone or in person. Our Spokane personal injury lawyers can usually tell you over the phone if you have a good case. Call (509) 482-7274 now to speak to a lawyers in Spokane to take the stress out of your case and get started receiving the compensation you deserve. Or if you would rather, we would be happy to meet you in a place of your choosing.

Spokane, Washington Law Office

Our Spokane, Washington law firm services clients in and surrounding Spokane, including for injuries and accidents in Spokane Valley and injuries and accidents in Coeur d’Alene, Idaho. Visit or call our Spokane law firm today. Parke Gordon LLC 421 W Riverside, Suite 256 Spokane, WA 99201 Phone:(509) 482-7274

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How an Attorney Can Prove Your Claim

How an Attorney Can Prove Your Claim

How an Attorney Can Prove Your ClaimAfter an accident, you may be wondering how an attorney can prove your claim. The experienced injury attorneys at Parke Gordon Law Firm in Spokane will fight to get you the largest possible settlement for your injuries, property damage, and pain and suffering. Your attorney will investigate the accident to make sure fault is assigned to the right driver and explore every potential opportunity for you to receive more compensation. If you’ve been injured, you need to focus on your recovery and let Parke Gordon Law Firm handle the legal work to secure your claim.

Evidence

When you are seriously injured in an accident, the sooner you hire an attorney, the better outcome for your case. This is because the first set in preparing a strong accident claim is gathering evidence at the scene of the accident. As time passes, evidence will be more difficult to gather. Types of evidence that is often gathered from a car accident scene include the following.

  • Photos taken at the time of the accident
  • Tire markings on the pavement
  • Footage from traffic or security cameras
  • Photos of the area including traffic signs, signals, pedestrian walkways, homes and businesses surrounding the area
  • Police reports
  • Repair reports and photos of the damaged vehicles
  • Contact information of witnesses

Analyzing Evidence to Determine Blame

Once evidence has been gathered, your attorney can consult with experts to interpret the evidence and determine fault. The expert can analyze evidence and create video that reproduces the events of the accident. An accurate analysis of evidence can provide the answers needed to present a strong case. Questions evidence can often answer include the following.

  • Who caused the accident?
  • Was the at-fault driver impaired?
  • Did road conditions or weather conditions contribute to the accident?
  • Was the at-fault driver distracted?
  • Did the victim contribute to the crash?

Eye Witnesses

Your attorney may choose to conduct interviews with key witnesses if needed. As the victim of an accident, there may be details from the accident that you are either unaware or forgot in the aftermath of the crash. Others who saw the accident can provide valuable information to help your case. If possible, after being involved in an accident, gather contact information from anyone who witnessed the accident.

Police Report Corrections

Sometimes errors can be made on the police report. One of the most important pieces of evidence in your claim is the police report. It is up to you and your attorney to make sure the police report accurately reflects what happened.

Police officers trained in auto accident assessment investigate the scene and talk to drivers, victims, and witnesses. They then write up an official police report back at the station. Sometimes a police officer at the scene is under pressure and maybe rushed. They can and do make mistakes on accident reports. It is important that your claim gets the correct information on the report as quickly as possible.

Knowledge of the Law

The best asset your attorney will bring to your case is their knowledge and experience. An attorney will be aware of any statutes of limitations that apply to your case and will know how to pursue every possible source of compensation. Along with making a claim for property damage and injuries, an attorney can help you pursue claims for general damages such as pain and suffering, lost wages, and mental anguish.

Hire an Injury Lawyer from Parke Gordon Law Firm in Spokane, WA

After an accident, we understand the difficulties and stresses you may be facing. In fact, if you are not able to come to meet at our law office, our attorney will come to you. Do not hesitate to call the law office of Parke Gordon Law Firm to discuss your case during a free consultation. Our law firm works on a contingency fee. That means you pay nothing until your case is settled. You can afford to hire an experienced and knowledgeable attorney from Parke Gordon Law Firm. Call our Spokane law office today at (509) 482-7274. We can usually tell you over the phone if you have a good case.

Spokane, Washington Law Office

Our Spokane, Washington law firm services clients in and surrounding Spokane, including for injuries and accidents in Spokane Valley and injuries and accidents in Coeur d’Alene, Idaho. Visit or call our Spokane law firm today. Parke Gordon LLC 421 W Riverside, Suite 256 Spokane, WA 99201 Phone:(509) 482-7274

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9 Common Mistakes That Can Hurt Your Personal Injury Claim

9 Common Mistakes That Can Hurt Your Personal Injury Claim

9 Common Mistakes That Can Hurt Your Personal Injury ClaimIf you’ve been injured in an accident due to the negligence of another, you need an experienced, trusted and knowledgeable personal injury attorney to handle your personal injury claim. Why? Well, there are some common mistakes that can hurt your personal injury claim making it so you don’t receive fair compensation. Don’t let that happen to you! Contact the experienced attorneys of Parke Gordon Law Firm to handle your case.

The following are nine common mistakes that can hurt your personal injury claim.

1. Attempting to Represent Yourself

To receive the most compensation for your personal injury claim you must know and understand the law. This requires in-depth knowledge and experience with legal doctrines, insurance contracts, and regulations, as well as courtroom procedures. Without knowledge of these things, a person cannot plan and structure their case for proper handling. It is probable that you will do or say something that will sink your injury claim.

Here are a few real examples of cases Parke Gordon Law Firm has settled that illustrates how our law firm can maximize compensation for your personal injury case.

Case 1: Alone the client would receive $7,000. With Parke Gordon, the client would receive $29,000.

Case 2: Working alone the client would receive $13,000. Working with Parke Gordon, the client would receive $40,000 in compensation.

Case 3: On their own, the client would receive $30,000. With the help of Parke Gordon, the client would receive $102,000.

Case 4: Without an attorney, the client would receive $10,000. Parke Gordon was able to get $450,000 in compensation.

2. Not Receiving Proper Medical Treatment

If an injury from an accident goes untreated by a medical professional, a jury will then have to decide if the injury was incurred from the accident. Immediately after an accident, seek medical treatment. This will also provide you with proper documentation such as medical records that can later help your case.

3. Delaying Hiring to a Personal Injury Lawyer

After an accident, the first few days are critical. Whether it was a car accident, motorcycle accident, slip and fall injury, dog bite injury, or other injuries, you will most likely be bombarded by calls from insurance companies and investigators. It is likely that you will say or do something that can hurt your case. Calling a personal injury attorney right away and have your attorney handle these matters. That will allow you to concentrate on healing and getting back on your feet.

4. Failing to Gather Evidence

In any legal claim, the evidence is crucial. As time passes, evidence fades and the memories of witnesses can become twisted. Preserve as much evidence as early as possible to help your case. Helpful evidence includes taking photos of the accident scene, and visible injuries. Take photos of your injuries right away and then keep taking pictures periodically as your treatment progresses. Gather the names and phone number of any eyewitnesses to your accident.

5. Giving a Written Statement or Recorded Interview to the Insurance Company

Insurance adjusters are trained to get people to agree to a quick settlement. That way, they don’t have to pay the full value of your claim. One of the first things an insurance adjuster will do is attempt to get a written or recorded statement from the drivers and injured claimants. Insurance adjusters will often use a recorded statement to twist the words of a client as the claim progresses. Do not give any sort of written or recorded statement or sign anything before talking with your attorney. Doing so can permanently harm your case.

6. Posting About Your Accident on Social Media

Anything you post about your accident on social media sites such as Facebook, Twitter, Instagram, or YouTube, can be used against you. Any posting on social networks might be requested by other attorneys working against you. It is best to keep everything off the Internet and keep all comments between you and your lawyer.

7. Signing a Release or Medical Authorization Form

Unless you know exactly what you are signing, don’t sign. You could be signing a release or waiving your claims. Frequently, an insurance adjuster will ask you to sign a medical authorization form granting them access to your medical records. No matter what the adjuster says, don’t do it. In addition, do not sign any documents which have any language releasing your claims. Doing so could cause you to lose your rights forever.

8. Failing to Communicate with Your Lawyer

Remember when you hire an attorney from Parke Gordon Law Firm, you and your lawyer are a team. Communicate with your personal injury attorney to make your case go as smoothly as possible. Failing to cooperate with your attorney can waste valuable time and cause your case to fail.

9. Lying or Hiding Evidence

Right from the start, let your attorney know about your medical history or any previous accident claims. This way, your attorney can plan for those matters and be prepared to address them should need to be.

Call a Spokane Personal Injury Attorney

Call now to speak to a Spokane personal injury lawyer. We’re here to help take the stress out of your claim. Let us fight the insurance company for you. Call a personal injury attorney or lawyer at Parke Gordon Law Firm for a free consultation. We can usually tell you over the phone if you have a good case.

Let us help you deal with the insurance companies, medical bills, lost wages, and property damages. Our attorneys are trusted and experienced personal injury lawyers in Spokane. Call the law office of Parke Gordon Law Firm at (509) 482-7274.

Spokane, Washington Law Office

Our Spokane, Washington law firm services clients in and surrounding Spokane, including for injuries and accidents in Spokane Valley and injuries and accidents in Coeur d’Alene, Idaho. Visit or call our Spokane law firm today. Parke Gordon LLC 421 W Riverside, Suite 256 Spokane, WA 99201 Phone:(509) 482-7274

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Compensation for Damages After an Injury Accident

Compensation for Damages After an Injury Accident

Compensation for Damages After an Injury AccidentAfter being injured in a car accident, motorcycle accident, semi truck accident or any other type of injury accident, the insurance company will press to come to a quick settlement. This is so you get as little compensation for damages as possible. The insurance company wants to save its money. Many clients don’t even understand what damages they may be able to recover for. This is just one reason why it is important to hire an experienced attorney from Parke Gordon Law Firm to handle your case. Our trusted and knowledgeable personal injury attorneys will fight for every penny you are owed. The following is a list of some compensation for damages after an injury accident.

Compensation for Damages After an Injury Accident

Expenses from Medical Treatment

All expenses that were incurred during treatment are considered medical expenses. Emergency room, hospital costs, doctor visits, chiropractic care fees, physical therapy and/or rehabilitation are all bills that you should be compensated for. Your attorney will help you deal with the insurance companies and medical bills.

Future Medical Expenses

If you’ve been injured so severe that you will need on-going medical care as a result of an accident, your future medical expenses are also recoverable damages. The amount recoverable will be determined based on the advice of your doctors and other medical professionals.

Pain and Suffering

Physical pain resulting from an accident is also recoverable damage. Based on the nature of the injury, the severity of the pain, and by how long the pain lasts your recoverable damage will be determined.

Lost Wages

Sometimes after an accident, the injuries incurred keep a person from being able to work. You may recover lost income that you would have earn had you not been injured in an accident. Typically, the awarded amount includes the wages you would have been making between the time of the accident and the time of settlement or judgment. If you are unemployed but can prove you would have been earning income, you may also recover lost wages. In addition, if you can show that your ability to earn a living was impaired by the accident or injury for future earning capacity, that may also be recoverable.

Consortium Loss

When a spouse is injured in accident damage such as loss of companionship, affection, comfort, solace, help and sexual relations may also be recoverable. These damages refer to the loss of the benefits of married life.

Emotional or Mental Distress

Sometimes a person will suffer emotional or mental distress after an accident or injury. Feelings of apprehension, anxiety, fright, nervousness, loss of dignity, worry, humiliation, shock, grief, or embarrassment are all considered mental anguish and can be considered recoverable damages. In addition, if you suffered permanent disfigurement from the accident, you may also be able to recover for mental suffering.

Property Damage

Obvious recoverable damage from the accident is property damage for your car or any other property that was damaged.

Recover Damages from Your Spokane Injury Case

The attorneys at Parke Gordon Law Firm are experienced. We will recover damages from your personal injury case. Our law firm believes every client deserves fair representation for their personal injury case. Our experienced lawyers will fight for every penny you deserve. Let us handle the big insurance companies and make sure you get a fair settlement after your car accident, motorcycle accident, semi truck accident, dog bite injury, slip and fall accident or any other personal injury accident. Call our Spokane law office now for a free consultation at (509) 482-7274.

Spokane, Washington Law Office

Our Spokane, Washington law firm services clients in and surrounding Spokane, including for injuries and accidents in Spokane Valley and injuries and accidents in Coeur d’Alene, Idaho. Visit or call our Spokane law firm today. Parke Gordon LLC 421 W Riverside, Suite 256 Spokane, WA 99201 Phone:(509) 482-7274

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