After a car accident, you may wonder the process of filing a claim for a car accident. When do you need to file a claim with your insurance company? A time limit to file a claim depends on the insurance company procedures as well as the law in your state. In Washington, a person can file a personal injury claim within three years of the accident. In addition, property damage claims should be filed within three years of an accident. These deadlines are legally known as a statute of limitations. A claim does not have to be resolved but it must be filed with the court before the deadline. Your time starts ticking to file typically on the day of the accident.
When Filing a Claim Late
If you file your claim after the statute of limitations, the court will reject your claim. Even if you file only a few days too late, the court will still reject your claim. This may seem harsh but there is a good reason for it. After two to three years, memories fade and records get lost. There are a few reasons you may be filling your claim late. For example, if you did not know the identity of the person that hit you, or if you were under the age of 18 when the accident occurred. Some states do have exceptions to the statute of limitations. However, they are not worth depending on and we do not recommend waiting.
There are times when a client and their attorney will choose to file a lawsuit simply because the statute of limitations is near. The legal term for this is tolling. Tolling stops the clock and gives you time to resolve the claim.
Personal Injury Lawyer in Spokane
If you’ve been injured in an accident, contact the experienced and knowledgeable attorneys at Parke Gordon Law Firm in Spokane to handle your case. Our law firm offers a free consultation. We believe every client deserves fair representation against big insurance companies with deep pockets. Do not hesitate to call our law office today. Get started on your case now by calling (509) 482-7274.
You Pay Nothing Until We Win Your Case